Flood Insurance & Pet Insurance, what you should know.

Flood Insurance & Pet Insurance, what you should know.

Floods occur naturally and can happen almost anywhere. They may not even be near a body of water, although river and coastal flooding are two of the most common types. Heavy rains, poor drainage, and even nearby construction projects can put you at risk for flood damage.

Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assit you in the event of a massive flood situation. sod Map Service Center (MSC) is the official online

Your standard Minnesota flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

We have multiple options for your flood insurance in Minnesota:

  • Building, contents, replacement cost coverages
  • Different coverage options available
  • Standard flood insurance coverage
  • Optional excess flood coverage
  • Affordable rates

Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.

Policies have different options so contact one of our staff at 763-755-7000 for any questions you may have about your flood insurance policy or to find out if you may need one.


FEMA Flood Map Tool: www.fema.gov/flood-maps

Flood maps are one tool that communities use to know which areas have the highest risk of flooding. FEMA maintains and updates data through flood maps and risk assessments. Flood maps show how likely it is for an area to flood. Any place with a 1% chance or higher chance of experiencing a flood each year is considered to have a high risk. Floods don’t follow city limits or property lines. There is no such thing as a “no-risk zone,” but some areas have a lower or moderate risk. The FEMA Flood Map Service Center (MSC) is the official online location to find all flood hazard mapping products created under the National Flood Insurance, including your community’s flood map.


Aspen Agency Offers Pet Insurance too!

Pet insurance would cover expenses with your pet dog or cat should should an accident happen, they fall ill or develop a chronic condition and you find yourself with unexpected, costly medical bills.


1.) Non-discriminatory against any breed or age of pet.

2.) Its an easier way to budget pet care costs.

3.) Peace of Mind!

Our pet insurance providers will reimburse your pet expenses after your pet is treated at the veterinarian. Pet Insurance has become more popular as recent advancements in veterinary medicine are helping pets live longer.

Though, some of these treatments can be expenses, at Aspen Agency, we can provide your pet insurance very affordably where you can visit any licensed vet, specialist or emergency room.

So get a quote today to protect your pet and save money on your pet insurance and expenses at Aspen Agency.com/personal-insurance/pet-insurance



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