Your Monthly Dispatch from Aspen Agency ~ Happy Holidays!

Your Monthly Dispatch from Aspen Agency ~ Happy Holidays!

Winter driving is officially here and the roads can be as unpredictable as the weather. Did you know that Road America offers specialty training for winter driving?

Winter driving in the Midwest can be stressful, especially if you have a young or new driver in your home. Road America's Winter Driving Program focuses on customized in-car drills and classroom lessons that will cover skid control/recovery, braking, and emergency lane changes on a variety of pavement conditions, which could include ice, snow, and mixed conditions.

This program is ideal for drivers looking to sharpen their winter car control skills or new drivers looking to gain valuable experience.

Classes are offered at a facility in Plymouth or Elkhart Lake January-March (weather permitting) and run from 9 a.m.-4 p.m

Learn more and register for classes here:

** Check with your agent to see if your insurance company offers a discount!**


Have you ever heard of Equipment Breakdown Coverage? 

Are you prepared for a breakdown?

You never know when household appliances or equipment could be knocked out of action by an unexpected mechanical or electrical failure.

Equipment Breakdown Coverage gives you valuable peace of mind. Many homes today are equipped with advanced technology not typically covered by a standard home insurance policy. Equipment Breakdown Coverage can pay to repair or replace equipment, appliances and systems damaged from these types of unexpected failures.

Let’s talk about adding this affordable, important coverage to your homeowners policy. Visit or give us a call at 763-755-7000



Every year when we hang up the Christmas lights, we may have a moment of uncertainty about whether we are truly overloading our outlets or are we just "bending the rules" a little bit. Instead of playing the guessing game, understanding some basic safety tips, can help you and your family stay safe this holiday season: read on ...

#1) Turn them off!

If you are running errands, heading off to work or school or even just going to bed. Why not pull the plug and save the electricity as well as the potential for a tree fire.


#2) Buy the appropriate lights for the intended use.

Indoor vs. outdoor. It matters so be sure to pick up the right type of lights.


#3) Plug your lights into a GFCI outlet.

Doing so provides valuable protection for your home.


#4) Get rid of old lights.

Worn and wire exposed cords can cause a fire, be sure to inspect your lights before using and replace if needed.


#5) Keep outdoor lights dry.

Protective plastic covers work great to cover connections and never leave exposed plugs on the ground.


#6) Protect your lights against pet damage

Our furry family members can be mischievous sometimes. Try using a bitter apple spray or other deterrent to keep pets from chewing on the cords.


#7) Avoid using nails, screws or staples.

As these can damage your cords leaving exposed wires.


#8) Take them down!

Don't wait until spring to remove them, get them down as soon as you can after the season is over to prevent additional wear and tear.



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